Terms of Service

Last Updated: 2/25/2024

 

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "User") and DebtZero Inc. ("DebtZero.ai," "we," "us," or "our"), governing your access to and use of the DebtZero.ai website, mobile application, and services (collectively, the "Services").

 

By accessing or using any part of the Services, you agree to be bound by these Terms and any additional terms, policies, and guidelines referenced herein, including our Privacy Policy, which is incorporated by reference. If you do not agree to all the terms and conditions of these Terms, you may not access or use the Services.

 

1. Eligibility

 

To use the Services, you must:

 

Be at least 18 years old or the age of majority in your jurisdiction, whichever is greater.

Have the legal capacity to enter into a binding contract.

Reside in a jurisdiction where the Services are available.

Not be prohibited by law from using the Services.

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2. Amendments to Terms

 

We reserve the right to amend these Terms at any time by posting the updated terms on our website. Your continued use of the Services after the posting of any amendments indicates your acceptance of such changes.

 

3. Privacy

 

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and share your personal information. By using the Services, you consent to our collection, use, and sharing of your personal information as outlined in the Privacy Policy.

 

4. Services Description

 

DebtZero.ai offers technology and process automation for debt management and debt relief companies.  We are a B2B technology provider, not a service provider. We do not provide the service of debt negotiation or resolution ourselves. We do not participate in debt settlement or other relief of unsecured debt. The Services may evolve over time, and we reserve the right to modify, suspend, or discontinue any aspect of the Services at any time without notice.

 

5. Account Registration and Use

 

To access certain features of the Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account information and for all activities that occur under your account.

 

6. Intellectual Property Rights

 

All intellectual property rights related to the Services and its content, including but not limited to software, text, graphics, logos, and trademarks, are owned by or licensed to us. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for your personal, non-commercial use in accordance with these Terms.

 

7. User Conduct

 

You agree not to use the Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Services or interfere with any other party's use of the Services. You agree not to attempt to gain unauthorized access to the Services or accounts other than your own through hacking, password mining, or any other means.

 

8. Third-Party Services

 

The Services may contain links to third-party websites or services. We do not endorse or assume any responsibility for such third-party sites or services. If you access any third-party website or service from our Services, you do so at your own risk.

 

9. Disclaimer of Warranties

 

The Services are provided "as is" without warranty of any kind, express or implied. We do not warrant that the Services will be uninterrupted or error-free, and we do not make any warranties as to the results that may be obtained from use of the Services.

 

10. Limitation of Liability

 

To the fullest extent permitted by applicable law, DebtZero.ai shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your access to or use of or inability to access or use the Services.

 

11. Arbitration

 

Any dispute arising from or relating to the subject matter of these Terms shall be finally settled by binding arbitration in [Insert Jurisdiction], using the English language in accordance with the Streamlined Arbitration Rules and Procedures of Judicial Arbitration and Mediation Services, Inc. ("JAMS") then in effect, by one commercial arbitrator with substantial experience in resolving intellectual property and commercial contract disputes. Judgment upon the award rendered by such arbitrator may be entered in any court of competent jurisdiction.

 

12. Governing Law

 

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions.

 

13. General Terms

 

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire and exclusive understanding and agreement between you and DebtZero.ai regarding your use of and access to the Services.

 

14. Contact Information

 

If you have any questions about these Terms, please contact us by filling a contact from at DebtZero.ai

 

By using the Services, you acknowledge that you have read these Terms, understand them, and agree to be bound by their terms and conditions.